Don’t Forget: The Florida Homestead Exemption Could Save You Big on Taxes
Hey Florida homeowners! Owning a home is exciting, but let’s be real—property taxes can be a little intimidating. The good news? If your home is your primary residence, the Florida Homestead Exemption could help you save money and protect your investment. And yes, it’s easier than you think to take advantage of it.
What Is the Homestead Exemption?
Think of it as a little gift from the state of Florida to homeowners. If you qualify, the Homestead Exemption can reduce your home’s taxable value by up to $50,000. That means you pay less in property taxes each year—more money to spend on your family, home updates, or a little “treat yourself” moment.
Who Can Apply?
You might be eligible if:
You own a home in Florida
You live there as your primary residence
You were living in the home as of January 1 of the year you’re applying
Whether you’re a new homeowner, just moved to Florida, or have lived here for years, it’s worth checking to make sure you’re taking full advantage.
Important Dates
Don’t miss this part—the deadline is real:
Application window: January 1 – March 1
Deadline to apply: March 1 (no extensions)
If you purchased your home in the last year or recently made Florida your home, you must apply—the exemption doesn’t automatically transfer to new homeowners.
Extra Perks Beyond Tax Savings
It’s not just about saving money! The Homestead Exemption also comes with protections like the Save Our Homes cap, which limits how much your home’s assessed value can increase each year. That means even if the housing market heats up, your property taxes won’t spike as fast.
How to Apply
Applying is quick, easy, and free. You’ll do it through your local county property appraiser’s office, often online. Just gather a few documents (like proof of residency) and submit—it’s usually a straightforward process.
Bottom Line
Your home is a big part of your life—and your finances. The Florida Homestead Exemption is one of the simplest ways to protect both. A few minutes to apply now can mean big savings and peace of mind for the year ahead.
Need a hand or want to make sure you’re on top of deadlines? That’s what we’re here for—we love helping our clients feel confident and prepared in every step of homeownership.