Snowbird's Guide to Buying a Seasonal Home in Florida
Whether you're escaping northern winters or planning for retirement, owning a home in Florida offers sunshine, freedom, and convenience. This guide walks you through everything you need to know to make the process smooth, informed, and enjoyable.
Snowbird Buying Checklist:
Choose the right location: Proximity to beaches, golf, or dining?
Condo vs. single-family home: What fits your lifestyle best?
Low-maintenance living: Look for HOAs that handle upkeep.
Understand insurance: Flood and hurricane coverage is different here.
Get pre-approved with a lender familiar with second homes.
Budget for seasonal utilities and travel costs.
Ask about rental rules if you plan to Airbnb or VRBO.
Top Florida Areas for Snowbirds:
Bradenton
Sarasota
Parrish
Cortez
Longboat Key
Anna Maria Island
Siesta Key
Venice
Nokomis
These areas offer beachside charm, great walkability, community feel, and plenty of seasonal activities.
When to Buy:
Winter and early spring bring more listings—but also more competition. Consider buying off-season (summer/fall) for better deals and less buyer pressure.
What to Look For in a Snowbird Property:
Easy airport access
Turnkey or furnished options
Minimal stairs for accessibility
Locked storage or garage
Hurricane shutters or impact windows
Strong HOA or community support
Common Questions:
Q: Can I buy a home from out of state?
A: Yes! I offer virtual tours, e-signatures, and full remote coordination.
Q: What if I only live there a few months?
A: We can explore short-term rentals, property managers, or lock-and-leave communities.
Q: What about taxes and residency?
A: I’ll connect you with experts in tax planning and help you understand the Florida Homestead Exemption if/when applicable.
Let’s Chat!
As a licensed Realtor® in Michigan and Florida, I specialize in helping snowbirds like you transition between seasons—and states—with ease.